In a bind

Hello.



I was involved in an incident in august. a guy drove into my car, cos he thought he was on a roundabout.



basically. it was 100% his fault. honestly it was.



I never put in a claim, but i reported the accident.



He told his insurer that I drove into him! Now they want me to accept 100% liability.



My insurance company are telling me that the best we will get is 50/50 .



I told them no, im 100% in the right, fight my godamnd corner! i paid you £800 ! you work for me damnit! .



they said they look at 'facts' PAH! facts.



what i want to know, is where do i stand. do i have to accept their decision? or can i tell them i want to fight it to the end.



I stand to loose my one and only year of no claims bonus, which puts up my insurance quotes by £400 .



anyone got experience with this?



i didnt want to name the company cos of like data protection or whatever.

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