write off

Hi folks i need a bit of advice,my wife reversed into my zs (NOT HP AT ALL) looking at it i reckon its a write off ,nearside rear quarter panel including petrol flap,creases in panel and had to force the petrol flap open which revealed a crease inside .Am i best claiming off my insurance which i probably won't get much for it or shall i sell on as a spares or repairs .Gutted as its excellent condition with only 76,000 miles on a 03 plate.

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